FREE Financial
Literacy Classes
It
has never been more
important to
understand and
manage your
finances.
ACTION's free
Financial Literacy
classes are offered
thanks to funding
from the
American
Recovery &
Reinvestment Act
and in
partnership with
Money
Management
International.
Whether it's
banking, bills, or
bankruptcy, these
simple classes can
help you get control
and prepare for the
future. Join us for
free financial
advice,
refreshments, and a
chance to win a gift
card raffle!
RSVP
required ■ Call
today to learn more
and sign up
Gloucester
classes:
978-282-1000 x103 ■
Ipswich classes:
978-879-3667
■
Rockport
classes:
978-879-3487
Class
Schedule
GLOUCESTER
180 Main
Street (enter
through 5 Pleasant
Street), Gloucester,
MA *
Bankruptcy:
6-8 pm,
April 7 &
July 14
Credit
Reports & Credit
Scores:
6-7 pm,
May 26 &
August 25
Managing
Income & Expenses:
6-7 pm,
June 16
When
Income Decreases but
the Bills Don't:
6-7 pm,
April 14 *
*The "When
Income Decreases"
class will be held
at The Open Door at
28 Emerson Ave. in
Gloucester
IPSWICH
15 Market
Street, Suite 4
(enter through the
Birth to Three
Center), Ipswich, MA
Bankruptcy:
6-8 pm, June 9
Basic
Banking:
6-7 pm, June 15
Credit
Reports & Credit
Scores:
6-7 pm, April 13 &
July 14
Managing
Income & Expenses:
6-7 pm,
August 24
ROCKPORT
37D
Whistlestop Mall,
Rockport, MA
Bankruptcy:
6-8 pm, May 10,
August 16 &
September 20
Credit
Reports & Credit
Scores:
6-7 pm, June 14 &
September 13
Managing
Income & Expenses:
6-7 pm, April 12
When
Income Decreases but
the Bills Don't:
6-7 pm,
August 23
Class
Descriptions
■
Bankruptcy:
A local attorney
will discuss
bankruptcy, your
rights under state
and federal laws,
and whether
bankruptcy is the
right choice for you.
■
Basic Banking:
Learn
the basics of
banking – getting
your accounts in
order and managing
them, and
avoiding
fees.
■
Credit Reports &
Credit Scores:
Learn
how to read and
understand your
credit report, and
how your score
affects your long-
term plans and
financial goals.
■
Managing Income
& Expenses: Learn how to create a spending plan,
prioritize your
finances, work
toward long-term
goals, and save for
emergencies.
■
When Income
Decreases
but the Bills Don’t:
Learn
how to cope with one
of the most
stressful events in
your life by setting
financial priorities
and establishing a
spending and savings
plan.